Financing, Avenna
Planning a renovation budget

Financing

Flexible financing for every project size.

We've partnered with renovation-focused lenders to make funding your project simple, for projects from $5K to $250K+.

Through our lending partner: no impact on your credit to check rates, decisions typically within 24 hours, and most projects closing within 7–10 business days. Those are the lender's terms, not ours, and all financing is subject to credit approval.

Financing Options

Three common ways our clients fund renovations.

Cash / Savings

The simplest path. About 40% of our clients pay this way, especially for smaller renovations under $75K.

HELOC

A home equity line of credit through your bank. A great option for larger renovations if you have equity built up. Variable rate.

Renovation Loan

Project-specific financing through one of our lending partners. Fixed rate, fixed term, no prepayment penalty. Apply in minutes.

How It Works

How financing works with us.

You don't need financing approved before you talk to us. We'd rather start with a conversation about the project, then talk numbers.

01

Free Consultation

We walk your space and talk through scope, no commitment.

02

Detailed Estimate

We deliver a written estimate with line-item pricing.

03

Financing Application (Optional)

If you want financing, we'll point you to our lending partners. Most decisions come back within 24 hours.

04

Contract & Deposit

A standard 25% deposit schedules the project.

05

Build

Progress payments are tied to construction milestones, never to a vague schedule.

We never require you to use our lending partners. Use whoever you want, or pay cash. Our only goal is making sure the financing structure doesn't slow down your project. Rates, timelines, and approval decisions come from the lender, not Avenna.

Want to talk through your options?

We'll walk your space, talk through scope, and show you a transparent estimate before any financing conversation.

Let's Talk It Through →